Credit Card Processing
Retail Face-to-Face
Mail Order Telephone Order
eCommerce Internet Sales
eMail Invoicing
FedNow & Real-Time
Payments
Solutions
Online integrated Origination, Sending, Receiving and Recordation of all Good Funds Transfers.
"All participants receive instant real-time electronic notifications. Use our online Payment Gateway interface or integrate your in-house system with our API"
More info
Check Processing
Online Reporting with Images
Stop Going to the Bank
Next Day Funding
Check 21 - Remotely Create Checks
Electronic Check
Manage Credit Card Transactions Efficiently with FedNow® Business
Simplify Your Credit Operations Internally and Externally
Enhanced Credit Card Management through FedNow® Business.
Optimize your credit card transactions with the efficiency of FedNow® Business. This specialized account streamlines fund transfers, making it easier than ever to manage both internal and external financial activities. Enjoy the benefits of a system that is tailored to enhance the operational flow of credit card management. The FedNow® Business account is your solution to more efficient and secure financial operations.
Experience the peak of financial management efficiency with a system designed to simplify your business's credit card operations. With FedNow® Business, internal and third-party transfers become more streamlined, enabling quicker response times and improved service delivery. The platform's advanced features provide a comprehensive overview of your financial status, helping you make informed decisions. Leverage FedNow® for a more connected and efficient credit management experience.
Streamlined Credit Card Transfers for Businesses
Benefits: This solution simplifies credit card management, enhancing transaction flow for both internal and external transfers, thereby reducing administrative burdens and elevating operational efficiency.
Features: FedNow® Business provides a detailed financial overview, allowing for quick, informed decision-making. It simplifies complex credit management tasks and supports seamless transactions, enhancing financial operation fluidity.
Pricing and Certainty of Payment: With competitive pricing, the system offers reliable payment processing that supports a stable financial environment, crucial for sustained business growth.
Timing of Bill Paying and Secure Certainty: Ensures prompt transaction processing with stringent security measures, crucial for maintaining efficient cash flow and financial integrity in fast-paced markets.
Creation Request for Payment Bank File
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Real-Time Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH
and Real-Time Payments funding. Our business clients receive faster
availability of funds on deposited items and instant notification of
items presented for deposit all based on real-time activity.
Dedicated to providing superior customer service and
industry-leading technology.
Contact Us for Request For Payment payment processing
